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Serving Alva, Bokeelia, Bonita Springs, Captiva, Chokoloskee, Estero, Fort Myers, Fort Myers Beach, Immokalee, Labelle, Lehigh, Marco Island, Naples, Placida, Punta Gorda, Port Charlotte, Saint James City, and Sanibel
NEXT UNION MEETING
March 21, 2010
9:30am
11000 Metro Parkway. Suite 8
Fort Myers, FL 33966
Office (239) 275-1007
Fax (239) 275-3687
March 21, 2010
9:30am
11000 Metro Parkway. Suite 8
Fort Myers, FL 33966
Office (239) 275-1007
Fax (239) 275-3687
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THANKS TO THE FOLLOWING SOUTHWEST FLORIDA AREA LOCAL MEMBERS WHO HAVE DONATED TO COPA
SO FAR IN 2009
Joe Avila
Dave Azzopardi
Tammy Baisden
Angela Balderas
Sandy Beckler
George Balinski
Bruce Bennett
Marcia Bennett
John Boyle
Terri Bray
Robert Brazzel
Helen Brillhart
Judy Carson
Cathy Cobb
Ronald Connett
Sharyn Connor
Kathleen Cook
Lynne Cram
Lester Cummins
Ben Deguzman
Steve Devarona
Eileen Dimase
Jeannette Eliopoulos
Dale Eller
Josefina Fermin
Bianca Fiallo
Vivianne Finley
Pat Fraser
Charles Glennon
Felicia Gluhareff
Dave Grant
Dan Gray
Kay Grebey
Barbara Green
Lisa Griswold
Mark Hamilton
Ed Hardiman
Patrick Hardiman
James Hartley
Dawn Hofer
Darla Howard
Anna Johnson
Sue Johnson
Linda Kapla
Charlie Kameris
Joyce Kelly
Debbie Kennington
David Kirkwood
Pat Lane
Steve Lewis
Virginia Linger
Andrea Lobianco
Angela Lobianco
Woodrow Manning
William Masten
Paul Mc Avoy
Bob McCarthy
Keith McGee
Kimberly Mcloughlin
Kurt Meyering
Gail Miller
Don Moser
Kathleen Moyer
Wayne Nichols
Robert Nowall
Danette Oler
Deborah O'Neill
Suzi O'Toole
Jim Overhultz
George Petrillo
Tom Phister
Matthew Redavid
George Rivera
Jamie Robertson
Vanessa Russell
Charles Schaeffer
John Scinaldi
Candace Shultes
Jessica Siemers
Wendy Skaff
David Slattery
Warren Smith
James Sommers
Michele Szymonik
Debra Tardiff
Karen Tesny
Sheila Tierney
Ellen Touchette
Michael Treanor
Samantha Walcott
James Weaver
Debora Wilson
Robert Winston
Scott Wiser
Sam Wood
John Zmijewski
SO FAR IN 2009
Joe Avila
Dave Azzopardi
Tammy Baisden
Angela Balderas
Sandy Beckler
George Balinski
Bruce Bennett
Marcia Bennett
John Boyle
Terri Bray
Robert Brazzel
Helen Brillhart
Judy Carson
Cathy Cobb
Ronald Connett
Sharyn Connor
Kathleen Cook
Lynne Cram
Lester Cummins
Ben Deguzman
Steve Devarona
Eileen Dimase
Jeannette Eliopoulos
Dale Eller
Josefina Fermin
Bianca Fiallo
Vivianne Finley
Pat Fraser
Charles Glennon
Felicia Gluhareff
Dave Grant
Dan Gray
Kay Grebey
Barbara Green
Lisa Griswold
Mark Hamilton
Ed Hardiman
Patrick Hardiman
James Hartley
Dawn Hofer
Darla Howard
Anna Johnson
Sue Johnson
Linda Kapla
Charlie Kameris
Joyce Kelly
Debbie Kennington
David Kirkwood
Pat Lane
Steve Lewis
Virginia Linger
Andrea Lobianco
Angela Lobianco
Woodrow Manning
William Masten
Paul Mc Avoy
Bob McCarthy
Keith McGee
Kimberly Mcloughlin
Kurt Meyering
Gail Miller
Don Moser
Kathleen Moyer
Wayne Nichols
Robert Nowall
Danette Oler
Deborah O'Neill
Suzi O'Toole
Jim Overhultz
George Petrillo
Tom Phister
Matthew Redavid
George Rivera
Jamie Robertson
Vanessa Russell
Charles Schaeffer
John Scinaldi
Candace Shultes
Jessica Siemers
Wendy Skaff
David Slattery
Warren Smith
James Sommers
Michele Szymonik
Debra Tardiff
Karen Tesny
Sheila Tierney
Ellen Touchette
Michael Treanor
Samantha Walcott
James Weaver
Debora Wilson
Robert Winston
Scott Wiser
Sam Wood
John Zmijewski
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News: Credit Union Page, Retirement Page, Eagles Eye Update, NBA Page, Station Closure Update, Kids Page, Excessing Update, AFLAC Insurance Page,
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APWU PRESIDENT WILLIAM "BILL" BURRUS TO RETIRE
On September 30, 2009 at the APWU All Craft Conference, APWU President William "Bill" Burrus announced that he will not seek re-election next year. The ballots for APWU National Office will be sent out next August and President Burrus said he wishes not to have petitions signed on his behalf. The announcement came after about a 1 1/2 hour speech where the president spoke of all of the APWU's accomplishments and it's future. President Burrus's speech ended with his highly emotional announcement and with several standing ovations from those in attendance.
President Burrus became APWU President in 2001 after being the APWU Vice President since 1980. I would like to personally thank President Burrus for his service to our Union. We are in better shape because of his leadership.
Sam Wood - President SWFAL/APWU
Our membership nationally was once at 400,000 strong but will soon be down to around 250,000.
The APWU negotiating the conversion of PTF's in 200 man year offices along with the pay upgrades were finished at just the right time in the last negotiations. Considering the current economy, the APWU membership were well represented.
Approximately 20,000 Clerk Craft employees will be taking the early retirement. Less than 300 employees will be resigning to take the early out incentive.
All members need to contact their congressmen and ask them to pass HR-658. This bill, if passed, will curtail the USPS plans to be able to just close stations and branches and consolidate facilities at it's choosing.
Members are also encouraged to donate to COPA to ensure the APWU's ability to fight against USPS plans to cut service to our customers and further degrade the United States Postal Service.
National Assistant Clerk Craft Director "C" Rob Strunk will also be retiring next year. Rob was instrumental in the APWU negotiating the Joint Contract Interpretation Manual (J-CIM), along with negotiation the Window Clerk's polo shirts.
Also retiring will be our National Director of Organization Frank Romero along with NBA's John Clark (Chicago Region), Steven J. Zamanakos (Denver Region), and Dale "Leon" Tatum (Wichita Region).
On September 30, 2009 at the APWU All Craft Conference, APWU President William "Bill" Burrus announced that he will not seek re-election next year. The ballots for APWU National Office will be sent out next August and President Burrus said he wishes not to have petitions signed on his behalf. The announcement came after about a 1 1/2 hour speech where the president spoke of all of the APWU's accomplishments and it's future. President Burrus's speech ended with his highly emotional announcement and with several standing ovations from those in attendance.
President Burrus became APWU President in 2001 after being the APWU Vice President since 1980. I would like to personally thank President Burrus for his service to our Union. We are in better shape because of his leadership.
Sam Wood - President SWFAL/APWU
Our membership nationally was once at 400,000 strong but will soon be down to around 250,000.
The APWU negotiating the conversion of PTF's in 200 man year offices along with the pay upgrades were finished at just the right time in the last negotiations. Considering the current economy, the APWU membership were well represented.
Approximately 20,000 Clerk Craft employees will be taking the early retirement. Less than 300 employees will be resigning to take the early out incentive.
All members need to contact their congressmen and ask them to pass HR-658. This bill, if passed, will curtail the USPS plans to be able to just close stations and branches and consolidate facilities at it's choosing.
Members are also encouraged to donate to COPA to ensure the APWU's ability to fight against USPS plans to cut service to our customers and further degrade the United States Postal Service.
National Assistant Clerk Craft Director "C" Rob Strunk will also be retiring next year. Rob was instrumental in the APWU negotiating the Joint Contract Interpretation Manual (J-CIM), along with negotiation the Window Clerk's polo shirts.
Also retiring will be our National Director of Organization Frank Romero along with NBA's John Clark (Chicago Region), Steven J. Zamanakos (Denver Region), and Dale "Leon" Tatum (Wichita Region).
12/11/09
UPDATE: FORT MYERS CITY COUNCIL MEETING
MONDAY, DECEMBER 7, 2009
The Fort Myers City Council meeting last week was a big success. Thanks to those who were in attendance and spoke at the meeting. A special thanks to our local's newest friend, former Clerk Craft NBA and now retired APWU member Lorenzo Tindal who took the lead role on behalf of the citizens of Fort Myers and the APWU. Councilman Tom Leonardo announced to the body that he will be drafting a resolution that the Fort Myers City Council approved at the meeting to support our struggle to prevent the closing of the Miracle Mile Post Office. The vote was unanimous of the councils support. This resolution along with Lorenzo's suggestions and proposed alternate location to put a new Finance unit and PO Boxes, will be forwarded to the Fort Myers Postmaster. Fort Myers City Councilman Streets will be hand delivering a copy of the resolution in person to Postal Headquarters in DC. within the next few weeks and Mayor Henderson and Councilman Flanders will personally speak with both Senators, Bill Nelson and George LeMieux along with Congressman Connie Mack within the next two weeks. Lorenzo Tillman and Sam Wood have contacted Senator Bill Nelson office concerning the closing of stations and branches. Lorenzo just received a return letter from Senator Nelson supporting his request to oppose the closing of Miracle Mile Post Office. The Local APWU Vice President Joyce Kelly and former APWU Vice President Dave Grant was in attendance along with several stewards for this meeting as well as many members who attended to give testimony to the City Council. They all represented the Southwest Florida Area Local - American Postal Workers Union very well. Every member should be very proud of every one of them and grateful. Lorenzo Tindal wants the SWFAL-APWU to know that was happy the he was given the opportunity to once again join in on our struggle.
Another way everyone needs to help on this issue is to call our Florida Congressmen inform them that you are opposed to the USPS's plans to close our local postal stations and branches:
Call Senator Bill Nelson's Senior Constituent Advocate Marcie Randolph
in her Orlando Office at 1-888-671-4091
Call Senator George LeMieux's office at 1-202-224-3041
Call Congressmen Connie Mack's Offices:
1-239-573-5837 Cape Coral Office
1-239-252-6225 Naples Office
Call Congressman Mario Diaz-Balart's Office 1-239-348-1620
Please do not wait, time is running out.
Thanks to NBC-2 (www.nbc-2.com) and Chad Oliver for their news story on Station Closings.
Chad did a great job explaining why we are trying to keep the USPS from closing these
Post Offices with the story. You can watch the video by Clicking ----->
There are 5 Post Offices in Southwest Florida that have been targeted for closing. We have provided petition forms below that can be printed out and circulated for signatures. Please print out these forms and have family members, neighbors, and others in our community fill them out and return them to our SWFAL-APWU Office at 11000 Metro Parkway Suite 8, Fort Myers Fl 33966.
The offices being targeted are Miracle Mile - Fort Myers, Downtown, Golden Gate, and Vanderbilt Stations in Naples, and Murdock Station in Port Charlotte. The Naples community has done a great job of getting petitions signed. A special thanks to the Naples community and Lynne Cram for their work on these petitions. Your hard work is paying off, Two stations have come off the hit list.
UPDATE: FORT MYERS CITY COUNCIL MEETING
MONDAY, DECEMBER 7, 2009
The Fort Myers City Council meeting last week was a big success. Thanks to those who were in attendance and spoke at the meeting. A special thanks to our local's newest friend, former Clerk Craft NBA and now retired APWU member Lorenzo Tindal who took the lead role on behalf of the citizens of Fort Myers and the APWU. Councilman Tom Leonardo announced to the body that he will be drafting a resolution that the Fort Myers City Council approved at the meeting to support our struggle to prevent the closing of the Miracle Mile Post Office. The vote was unanimous of the councils support. This resolution along with Lorenzo's suggestions and proposed alternate location to put a new Finance unit and PO Boxes, will be forwarded to the Fort Myers Postmaster. Fort Myers City Councilman Streets will be hand delivering a copy of the resolution in person to Postal Headquarters in DC. within the next few weeks and Mayor Henderson and Councilman Flanders will personally speak with both Senators, Bill Nelson and George LeMieux along with Congressman Connie Mack within the next two weeks. Lorenzo Tillman and Sam Wood have contacted Senator Bill Nelson office concerning the closing of stations and branches. Lorenzo just received a return letter from Senator Nelson supporting his request to oppose the closing of Miracle Mile Post Office. The Local APWU Vice President Joyce Kelly and former APWU Vice President Dave Grant was in attendance along with several stewards for this meeting as well as many members who attended to give testimony to the City Council. They all represented the Southwest Florida Area Local - American Postal Workers Union very well. Every member should be very proud of every one of them and grateful. Lorenzo Tindal wants the SWFAL-APWU to know that was happy the he was given the opportunity to once again join in on our struggle.
Another way everyone needs to help on this issue is to call our Florida Congressmen inform them that you are opposed to the USPS's plans to close our local postal stations and branches:
Call Senator Bill Nelson's Senior Constituent Advocate Marcie Randolph
in her Orlando Office at 1-888-671-4091
Call Senator George LeMieux's office at 1-202-224-3041
Call Congressmen Connie Mack's Offices:
1-239-573-5837 Cape Coral Office
1-239-252-6225 Naples Office
Call Congressman Mario Diaz-Balart's Office 1-239-348-1620
Please do not wait, time is running out.
Thanks to NBC-2 (www.nbc-2.com) and Chad Oliver for their news story on Station Closings.
Chad did a great job explaining why we are trying to keep the USPS from closing these
Post Offices with the story. You can watch the video by Clicking ----->
There are 5 Post Offices in Southwest Florida that have been targeted for closing. We have provided petition forms below that can be printed out and circulated for signatures. Please print out these forms and have family members, neighbors, and others in our community fill them out and return them to our SWFAL-APWU Office at 11000 Metro Parkway Suite 8, Fort Myers Fl 33966.
The offices being targeted are Miracle Mile - Fort Myers, Downtown, Golden Gate, and Vanderbilt Stations in Naples, and Murdock Station in Port Charlotte. The Naples community has done a great job of getting petitions signed. A special thanks to the Naples community and Lynne Cram for their work on these petitions. Your hard work is paying off, Two stations have come off the hit list.
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Fort Myers Office
OFF THE HIT LIST
OFF THE HIT LIST
OFF THE HIT LIST
OFF THE HIT LIST
OFF THE HIT LIST
Naples Golden Gate Station
Naples Vanderbilt Station
Naples Golden Gate Station
Naples Vanderbilt Station
10/17/09
POSTMASTERS NO LONGER SUPPORT VOE SURVEYS
This month the National League of Postmaster sent out letters to all Postmasters encouraging them not to fill out VOE surveys. The APWU has been a leader in informing employees not to fill out these surveys. The SWFAL-APWU has placed a $5 bounty on every VOE survey that we get back from our members. Many of you have been donating the $5 back to COPA. We encourage our members to continue to bring these VOE surveys to the Union Office and to collect the bounty. As many of you recall, the USPS used these employee surveys against us in contract negotiations in the mid 1990's. Do you trust them in next contract negotiations? A list of those APWU members who have donated to COPA this year are listed at the bottom of this page. Thanks to those who have fought to save our jobs by donating to COPA.
POSTMASTERS NO LONGER SUPPORT VOE SURVEYS
This month the National League of Postmaster sent out letters to all Postmasters encouraging them not to fill out VOE surveys. The APWU has been a leader in informing employees not to fill out these surveys. The SWFAL-APWU has placed a $5 bounty on every VOE survey that we get back from our members. Many of you have been donating the $5 back to COPA. We encourage our members to continue to bring these VOE surveys to the Union Office and to collect the bounty. As many of you recall, the USPS used these employee surveys against us in contract negotiations in the mid 1990's. Do you trust them in next contract negotiations? A list of those APWU members who have donated to COPA this year are listed at the bottom of this page. Thanks to those who have fought to save our jobs by donating to COPA.
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Save Our Post Offices and Keep Jobs In Southwest Florida
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10/31/09
FERS SICK LEAVE CREDIT BECOMES LAW
On October 29, 2009 President Obama signed into law a compromised version of the 2010 Defense Authorization Bill which was approved by the Senate on October 22, 2009 by a vote of 68-29 which included authorization for Federal Employees Retirement System (FERS) to receive credit for their unused sick leave upon retirement. The Defense Bill which had already been approved in the House on June 25, 2009 by a vote of 389-22, also included the FERS benefit. Under the bill, FERS-covered employees will receive a 50 percent credit for unused sick leave when they retire until December 31, 2013. Starting on January 1, 2014 they would receive full credit. Employees covered by the Civil Service Retirement System (CSRS) already received by law, credit for sick leave when they retire. This is a great benefit for FERS employees, it gives employees a reason to save their sick leave for when they really need it, and gives them credit when they retire, for the hours that are unused.
FERS SICK LEAVE CREDIT BECOMES LAW
On October 29, 2009 President Obama signed into law a compromised version of the 2010 Defense Authorization Bill which was approved by the Senate on October 22, 2009 by a vote of 68-29 which included authorization for Federal Employees Retirement System (FERS) to receive credit for their unused sick leave upon retirement. The Defense Bill which had already been approved in the House on June 25, 2009 by a vote of 389-22, also included the FERS benefit. Under the bill, FERS-covered employees will receive a 50 percent credit for unused sick leave when they retire until December 31, 2013. Starting on January 1, 2014 they would receive full credit. Employees covered by the Civil Service Retirement System (CSRS) already received by law, credit for sick leave when they retire. This is a great benefit for FERS employees, it gives employees a reason to save their sick leave for when they really need it, and gives them credit when they retire, for the hours that are unused.
11/29/2009
EXCESSING NUMBER NEGOTIATED DOWN TO 23
MORE JOB CUTS TO COME?
On the final day of the impacted bids being posted. APWU Southern Regional Coordinator Bill Sullivan along with APWU National Business Agent Pat Davis Weeks helped negotiate a reduction of 7 more employees from 30 Clerks to be excessed. As of our last update on this site, management had the number of excessed employees at 32. The final number is at 23. Monday at noon the final results of the bids should be posted.
Thanks to Joyce Kelly and Dave Grant for their help in collecting, going through the bids, calling non-impacted employees and working to get the bidding results worked out in a timely manner.
There may be another excessing coming, so it is important that we all work to attend the meeting listed below on December 7, 2009. This is no longer just a Clerk Craft issue. Last week at an excessing meeting in Tampa, management informed the APWU that they will be restructuring maintenance jobs to reduce staffing. Will this soon result in excessing in the Maintenance Craft?
Management has been outsourcing motor vehicle jobs, could we be in for a VMF station closing at Page Field?
Management is attempting to close three stations in Naples and one in Fort Myers. Fortunately we have helped save two Port Charlotte offices from being closed, but we still need help to save the remaining 4 offices.
The Union has challenged all of these actions, but we need your help. Below are printable petitions to help save our local stations and branches and our jobs. Please get them filled out and return them to our local Union office.
Support for the SWFAL - APWU Executive Board has been outstanding from our membership and we need that support to continue even more during this time. Members turning in VOE Surveys are at an all time high.
MORE HELP NEEDED
On December 7, 2009 at 4:15 pm there will be a Fort Myers City Council Meeting to discuss the possible Miracle Mile Station closing and the loss of jobs in Southwest Florida. We need as many employees and their families at this meeting. Without this help, more excessing will happen. It is imperative that you also contact our Letter Carrier brothers and sisters and their families and ask them to attend.
WHAT WILL YOU DO TO HELP?
EXCESSING NUMBER NEGOTIATED DOWN TO 23
MORE JOB CUTS TO COME?
On the final day of the impacted bids being posted. APWU Southern Regional Coordinator Bill Sullivan along with APWU National Business Agent Pat Davis Weeks helped negotiate a reduction of 7 more employees from 30 Clerks to be excessed. As of our last update on this site, management had the number of excessed employees at 32. The final number is at 23. Monday at noon the final results of the bids should be posted.
Thanks to Joyce Kelly and Dave Grant for their help in collecting, going through the bids, calling non-impacted employees and working to get the bidding results worked out in a timely manner.
There may be another excessing coming, so it is important that we all work to attend the meeting listed below on December 7, 2009. This is no longer just a Clerk Craft issue. Last week at an excessing meeting in Tampa, management informed the APWU that they will be restructuring maintenance jobs to reduce staffing. Will this soon result in excessing in the Maintenance Craft?
Management has been outsourcing motor vehicle jobs, could we be in for a VMF station closing at Page Field?
Management is attempting to close three stations in Naples and one in Fort Myers. Fortunately we have helped save two Port Charlotte offices from being closed, but we still need help to save the remaining 4 offices.
The Union has challenged all of these actions, but we need your help. Below are printable petitions to help save our local stations and branches and our jobs. Please get them filled out and return them to our local Union office.
Support for the SWFAL - APWU Executive Board has been outstanding from our membership and we need that support to continue even more during this time. Members turning in VOE Surveys are at an all time high.
MORE HELP NEEDED
On December 7, 2009 at 4:15 pm there will be a Fort Myers City Council Meeting to discuss the possible Miracle Mile Station closing and the loss of jobs in Southwest Florida. We need as many employees and their families at this meeting. Without this help, more excessing will happen. It is imperative that you also contact our Letter Carrier brothers and sisters and their families and ask them to attend.
WHAT WILL YOU DO TO HELP?
FEDERAL EMPLOYEE GROUP LIFE INSURANCE (FEGLI)
I have put together some information that may be interesting for many employees. Most employees have no idea what they are currently paying for life insurance or whether or not those rates will change over time. Once they elect to take the amount of coverage that they wanted, they fail to look into what they are paying and how those rates will change over the course of their career, nor do they comparison shop for better rates.
During orientation, the U.S. Postal Service provides employees the option to select health and life insurance for self and family through the Federal Employee Health Benefits (FEHB) and the Federal Employee Group Life Insurance (FEGLI). Most employees are aware that in order to carry your (FEHB) and (FEGLI) benefits into retirement, you have to be enrolled for the five-years immediately preceding retirement (with a few exceptions), but there are also differences between the two. The main difference is that you can enroll in the FEHB every year, but the FEGLI open season varies depending on when the Office of Personnel Management (OPM) announces it.
I have researched the current FEGLI rates. The rates listed below are for an employee at Level 6 Step O and was calculated on January 24, 2010 through the OPM web site.
Your Basic coverage as an employee is $56,000 and at no cost to you.
NOTE: Employees under 45 receive extra monetary benefit based on age.
The Extra Benefit in addition to the $56,000.00 base on age is:
35 and Under $56,000.00
36 $50,400.00
37 $44,800.00
38 $39,200.00
39 $33,600.00
40 $28,000.00
41 $22,400.00
42 $16,800.00
43 $11,200.00
44 $5,600.00
FEGLI has three options to chose from:
Option A - Standard (Gives an additional $10,000.00 of coverage)
Under 35 $0.30 Per Pay Period
Age 35-39 $0.40 Per Pay Period
Age 40-44 $0.60 Per Pay Period
Age 45-49 $0.90 Per Pay Period
Age 50-54 $1.40 Per Pay Period
Age 55-59 $2.70 Per Pay Period
Age 60-64 $6.00 Per Pay Period
Age 65-69 $6.00 Per Pay Period
Age 70-74 $6.00 Per Pay Period
Age 75-79 $6.00 Per Pay Period
Over 80 $6.00 Per Pay Period
Option B - Additional (Number of Multiples = 5, Gives an additional $270,000.00 of coverage)
Under 35 $8.10 Per Pay Period
Age 35-39 $10.80 Per Pay Period
Age 40-45 $16.20 Per Pay Period
Age 45-49 $24.30 Per Pay Period
Age 50-54 $37.80 Per Pay Period
Age 55-59 $75.60 Per Pay Period
Age 60-64 $162.00 Per Pay Period
Age 65-69 $194.40 Per Pay Period
Age 70-74 $324.00 Per Pay Period
Age 75-79 $486.00 Per Pay Period
Over 80 $648.00 Per Pay Period
Option C - Family Coverage (Number of Multiples = 5, Gives $25,000.00 for spouse, $12,500.00 for eligible children)
Under 35 $1.35 Per Pay Period
Age 35-39 $1.70 Per Pay Period
Age 40-45 $2.30 Per Pay Period
Age 45-49 $3.00 Per Pay Period
Age 50-54 $4.50 Per Pay Period
Age 55-59 $7.25 Per Pay Period
Age 60-64 $13.00 Per Pay Period
Age 65-69 $15.00 Per Pay Period
Age 70-74 $17.00 Per Pay Period
Age 75-79 $22.50 Per Pay Period
Over 80 $30.00 Per Pay Period
You can carry over the coverage when you retire as long as you have had the current level of multiples for 5 years.
If you have no idea of what coverage you currently have, you can find it by looking on your pay stub for IN _ _ _ and this will show exactly the amount that you are paying each pay period for this insurance.
Understand, the older you get, your premiums will become more expensive per pay period. Will you be able to afford those premiums or will you have to reduce the amount of coverage? Will you be able to cover the premiums upon retirement?
I suggest that all employees look for other life insurance alternatives that may save them money. Some policies build up a cash value or give yearly rebate checks. Shopping around for a private term insurance policy could be much less expensive as long as you are insurable.
I have found a couple of places to begin your search for better rates.
1) WAEPA - Their web site offers quotes versus FEGLI at <http://www.waepa.org/>
2) SAMBA - Their prices per $1000 of coverage is on their web site at <http://www.sambaplans.com/life.shtml>
You may cancel or drop your FEGLI coverage at any time. How do you cancel your FEGLI insurance after you find a better plan? You have to fill out form SF 2817 and you can find this form at <http://www.opm.gov/forms/pdf_fill/sf2817.pdf>
Good luck in your search!
Sam Wood www.swfloridaapwu.org <http://www.swfloridaapwu.org/>
President - Southwest Florida Area Local / APWU
I have put together some information that may be interesting for many employees. Most employees have no idea what they are currently paying for life insurance or whether or not those rates will change over time. Once they elect to take the amount of coverage that they wanted, they fail to look into what they are paying and how those rates will change over the course of their career, nor do they comparison shop for better rates.
During orientation, the U.S. Postal Service provides employees the option to select health and life insurance for self and family through the Federal Employee Health Benefits (FEHB) and the Federal Employee Group Life Insurance (FEGLI). Most employees are aware that in order to carry your (FEHB) and (FEGLI) benefits into retirement, you have to be enrolled for the five-years immediately preceding retirement (with a few exceptions), but there are also differences between the two. The main difference is that you can enroll in the FEHB every year, but the FEGLI open season varies depending on when the Office of Personnel Management (OPM) announces it.
I have researched the current FEGLI rates. The rates listed below are for an employee at Level 6 Step O and was calculated on January 24, 2010 through the OPM web site.
Your Basic coverage as an employee is $56,000 and at no cost to you.
NOTE: Employees under 45 receive extra monetary benefit based on age.
The Extra Benefit in addition to the $56,000.00 base on age is:
35 and Under $56,000.00
36 $50,400.00
37 $44,800.00
38 $39,200.00
39 $33,600.00
40 $28,000.00
41 $22,400.00
42 $16,800.00
43 $11,200.00
44 $5,600.00
FEGLI has three options to chose from:
Option A - Standard (Gives an additional $10,000.00 of coverage)
Under 35 $0.30 Per Pay Period
Age 35-39 $0.40 Per Pay Period
Age 40-44 $0.60 Per Pay Period
Age 45-49 $0.90 Per Pay Period
Age 50-54 $1.40 Per Pay Period
Age 55-59 $2.70 Per Pay Period
Age 60-64 $6.00 Per Pay Period
Age 65-69 $6.00 Per Pay Period
Age 70-74 $6.00 Per Pay Period
Age 75-79 $6.00 Per Pay Period
Over 80 $6.00 Per Pay Period
Option B - Additional (Number of Multiples = 5, Gives an additional $270,000.00 of coverage)
Under 35 $8.10 Per Pay Period
Age 35-39 $10.80 Per Pay Period
Age 40-45 $16.20 Per Pay Period
Age 45-49 $24.30 Per Pay Period
Age 50-54 $37.80 Per Pay Period
Age 55-59 $75.60 Per Pay Period
Age 60-64 $162.00 Per Pay Period
Age 65-69 $194.40 Per Pay Period
Age 70-74 $324.00 Per Pay Period
Age 75-79 $486.00 Per Pay Period
Over 80 $648.00 Per Pay Period
Option C - Family Coverage (Number of Multiples = 5, Gives $25,000.00 for spouse, $12,500.00 for eligible children)
Under 35 $1.35 Per Pay Period
Age 35-39 $1.70 Per Pay Period
Age 40-45 $2.30 Per Pay Period
Age 45-49 $3.00 Per Pay Period
Age 50-54 $4.50 Per Pay Period
Age 55-59 $7.25 Per Pay Period
Age 60-64 $13.00 Per Pay Period
Age 65-69 $15.00 Per Pay Period
Age 70-74 $17.00 Per Pay Period
Age 75-79 $22.50 Per Pay Period
Over 80 $30.00 Per Pay Period
You can carry over the coverage when you retire as long as you have had the current level of multiples for 5 years.
If you have no idea of what coverage you currently have, you can find it by looking on your pay stub for IN _ _ _ and this will show exactly the amount that you are paying each pay period for this insurance.
Understand, the older you get, your premiums will become more expensive per pay period. Will you be able to afford those premiums or will you have to reduce the amount of coverage? Will you be able to cover the premiums upon retirement?
I suggest that all employees look for other life insurance alternatives that may save them money. Some policies build up a cash value or give yearly rebate checks. Shopping around for a private term insurance policy could be much less expensive as long as you are insurable.
I have found a couple of places to begin your search for better rates.
1) WAEPA - Their web site offers quotes versus FEGLI at <http://www.waepa.org/>
2) SAMBA - Their prices per $1000 of coverage is on their web site at <http://www.sambaplans.com/life.shtml>
You may cancel or drop your FEGLI coverage at any time. How do you cancel your FEGLI insurance after you find a better plan? You have to fill out form SF 2817 and you can find this form at <http://www.opm.gov/forms/pdf_fill/sf2817.pdf>
Good luck in your search!
Sam Wood www.swfloridaapwu.org <http://www.swfloridaapwu.org/>
President - Southwest Florida Area Local / APWU
The APWU wants to hear from Members who work in Small Offices. Please fill out the survey and send it to us and we will make sure that it gets forwarded to the APWU Headquarters.
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